It can be overwhelming to figure out how to navigate Medicare Insurance plans. Consider asking friends and family who have Medicare if they are happy with their current plans. There are also resources in your local community that can help you learn about your options. However, if you are looking for advice on choosing the best insurance policy for your needs, a Licensed Medicare Specialist may be able to help.
Working with a Licensed Medicare Specialist has many benefits, and we'll discuss why you need one and where to find one near you.
What is a Licensed Medicare Specialist?
Medicare specialists are trained and licensed to help you find and understand the Medicare options available to you. Many new beneficiaries don't realize that working with this type of agent is free; additionally, working with an agent can save them time, money, and unnecessary frustration. A Medicare Specialist will be able to provide you with information about specific carrier guidelines, rate increases, and limitations that can't be found easily online.
Why You Need a Licensed Medicare Specialist
Here are a few reasons why you should work with a Medicare Specialist.
- There are no additional fees—your premium will be the same as if you bought the plan directly
- Using an agent can significantly reduce your monthly insurance premiums because they compare plans with all available carriers instead of just one
- Your agent can provide you with up-to-date information about any changes that happen every year
- If you need help filing a Medicare claim, they are happy to help
- By using their services, you can often find a better price than you might find on your own
- They can provide you with a non-biased opinion regarding all your Medicare options
The Medicare system is brimming with jargon, similar-sounding plans, hidden costs, and unclear deadlines. It will be a steep learning curve if you are not privy to all this information, so having an agent can make a world of difference.
A majority of enrolled individuals are unaware that different insurance companies charge different premiums. By working with a licensed agent, you can compare multiple plans offered by different insurers quickly and efficiently, saving you a lot of time, and head-scratching.
Your agent can help you decide which coverage level best suits your needs and budget. By consulting with a professional, you will be able to jump over hurdles, spot pitfalls, and receive knowledgeable advice based on their years of insurance experience.
How Zara Financial Group Can Help You Navigate Medicare
Healthcare can be complicated. Various plans, combinations of plans, benefits, rules, and exceptions can make things confusing. Purchasing health insurance is an important investment, so you need to find a plan that fits your needs. A knowledgeable and Licensed Medicare Specialist at Zara Financial Group can help you get the best value for your money. Contact us to schedule an appointment today!